Poker Cash

Cash Loan

The Plantersbank HandyCredit is an unsecured, personal loan for fixed salaried individuals employed in Plantersbank’s SME clients or in the top 12,000 corporations in the country.It’s the personal loan you’d love to lay your hands on!

  • Instant cash loan worth P30,000 to P1,000,000
  • Flexible installment plan choice of 12, 18, 24, 30 or 36 months
  • Fast application processing time
  • No collateral needed!

Get the upper hand now with Planter's bank HandyCredit. 

ELIGIBILITY REQUIREMENTS:

Employees of Top 12,000 Corporations

  • Fixed-salaried individual working in the Philippines’ Top 12,000 Corporation
  • At least 21 years old but not more than 65 years old
  • A permanent employee with a length of service in current employer of at least 1 year
  • Has a total gross monthly income of P30,000 for Metro Manila and P20,000 for Provincial Areas
Employees of Non-Top Corporations
  • Must be 23 to 63 years old
  • Must have total work experience of at least 3 years & more than 1 year in present company
  • Basic monthly income of at least 30,000 if in Metro Manila and 20,000 if working outside Metro Manila
  • Must be existing credit card holder for at least 1 year, must have existing credit card with 50k up credit limit

  DOCUMENTARY REQUIREMENTS:

Employees of Top 12,000 Corporations
  • Completely filled-up and signed application form
  • Certificate of Employment indicating position, length of service and gross monthly income
  • · Latest 1 month payslip
  • Photocopy of latest Income Tax Return (ITR 2316)
  • ·         Clear copy of 2 government issued ID’s (Ex.SSS ID, Driver’s License, PRC ID, TIN ID)  and company ID (front & back) with 3 specimen signatures·        
  • Proof of residence under clients name, spouse or parents (Ex.water, cable, electric, cellphone bill)

Employees of Non-Top Corporations

-- must have existing credit card with 50k credit limit         

Completely filled-up and signed application form

  • Original Certificate of Employment indicating position, length of service and net monthly income
·         Latest 1 month payslip
  • Photocopy of latest Income Tax Return (ITR 2316) 2008
  • ·  Clear copy of 2 government issued ID’s (Ex.SSS ID, Driver’s License, PRC ID, TIN ID)  and company ID (front & back) with 3 specimen signatures·        
  • Proof of residence under clients name, spouse or parents (Ex.water, cable, electric, cellphone bill)·        
  • Latest 3 months credit card billing statement with at least 15% repayment rate and of at least 50,000 credit limit and should be active for at least 1 year
  • and photocopy of face of credit card

 

Self-Employed ·       

  •   Latest Income Tax Return  (ITR 1701) 2008 and 2009·       
  •   Latest Audited Financial Statement (AFS) 2008 and 2009·  
  •    Latest 6 months bank statement·     
  •     Latest 3 months credit card billing statement with at least 15% repayment rate and of at least 50,000 credit limit and should be active for at least 1 year·
  • photocopy of face of card   
  •     Clear copy of 2 government issued ID’s (Ex.SSS ID, Driver’s License, PRC ID, TIN ID)  with 3 specimen signatures·        
  • Proof of residence under clients name, spouse or parents (Ex.water, cable, electric, cellphone bill)
  • DTI and Mayor's Permit 
Application form?? Click This: http://www.plantersbank.com.ph/wp-content/uploads/2009/06/credit-2097-rvsd-062009-hs-application-form.pdf


Note:
          *Subject to bank approval
          *Other documents may be required from the application to process the loan          *Processing time: 3 to 5 working days upon submission of all documents          *No fees shall be collected before and during the application process.           *Processing fee is deductible on your loan proceeds.

 ________________________________________________________________________

Chinatrust Salary Stretch


Chinatrust Salary Stretch, the leader in the personal loans business in the Philippines, introduced a campaign that now provides faster processing for its borrowers. The multi-purpose loan product is open to all regular employees earning a minimum monthly gross salary of P15,000 and working in Metro Manila, Cavite, Bulacan, 
Laguna, Batangas, Pampanga,Tarlac, Davao, Cebu, Bataan, Subic and Zambales Cagayan De Oro.

Borrowers in need of quick, extra cash for the travel, education, purchase of furniture and appliances, home improvement, and credit card balance transfer, among others, simply need to fill out the application and submit the required documents. Basta kumpleto ang requirements, 1 Day lang, makukuha mo na ang perang ni-loan mo.

Borrow up to 1 million, with Chinatrust Salary Stretch, lower interest rate starting from 1.39% per month and low processing fee.

Requirements are:

  •         Filled-out application form
  •      2 valid IDs (affix 3 specimen signatures)
  •     Latest ITR/BIR form 2316
  •       1 month latest payslip
  • COE with compensation ( for call center employees)

 Professional Doctors Deviation:

    1. Guidelines and Mechanics:

 

Citizenship: Filipino

Age: 25 and not exceed 60 upon loan maturity

Employment Tenure: 3 years practicing

Place of Residence or Employment: WIPSA

Contactability: must at least have an office phone. Landline phone or mobile

Loan Amount: Up to 1M (under deviation)

CMAP/NFIS: No Adverse findings

Repayment: PDC

Term: max of 36 mos.

 

Document Requirements:

            Application forms       

BIR form ITR (1700, 1701)

            1 month Credit Card SOA and 3 mos. Bank statement  OR 6 mos. Bank statement

            Copy of Face of Credit Card (if w/ credit card SOA)

            Unexpired PRC ID

            Clearance for cancelled card, if any

 

 



 

 

APPLICATION FORM  http://www.docstoc.com/docs/17702150/chinatrust-application-form

__________________________________________________________________________

PREMIERE BANK SALARY LOAN

 An unsecured multi-purpose loan that is available to salaried employees and professionals. Repayment mode of which is through Post-Dated Checks (PDCs).

 

 

P30,000 to P1,000,000 loanable amount!!

 

Interest Rate: 1.69% to 1.79%

Tenor: 12, 24 or 36 mos. to pay

Mode of Payment: PDCs

Processing Time: 2 to 5 working days

No Co-Maker / No Collateral Required


ELIGIBILITY Requirements:

Applicant must be between 23 to 60 years of age.

At least 1 year job tenure in present company

At least P 50,000 basic monthly income


 

DOCUMENTARY Requirements:

  •  Copy of Latest W2 (BIR form 2316)
  • Cert. of Employment (COE) with breakdown of income, position

and date hired --- not older than 3 months from date of issue

  • Latest 1 month payslip
  •  Photocopy of 2 Valid IDs (front & back) + 3 specimen signatures
  •  Latest residential utility bill under applicant's name (IF you have no home landline)
Non- Top Corporation Employees must have existing credit card, at least P50k credit limit

 

Personal Loan_Loan Term & Interest Rates_Table

 

 ________________________________________________________________________

MAYBANK Phils.

maybank

SALARY or BUSINESS Loan
from P50,000 to P1 Million

Employed
12 months to 18 months-  1.55%
24 months to 36 months-  1.45%
from 12, 24 to 36 mos. to pay

Self- Employed
12 months- to 18 months : 1.55%
24 months- 36 months : 1.45%

No COLLATERAL / No GUARANTOR

Eligibility Requirements:

1. Must be 23 to 58 years old at the time of loan application
2. Must be a regular employee of a Top 10,000 Phil. Corporation
    OR with existing registered business profitable for the last 3 yrs
3. Employees must have a basic salary of at least P18,000/ mo. and
    at least supervisory level while Businessmen must be earning more
    than P50,000/ mo.
4. Filipino Citizen working / living in Metro Manila



Documentary Requirements:

EMPLOYEES

1. Latest W2 (form 2316)
2. Latest 1 month payslip
3. Certificate of Employment & Compensation (COE) not older than 3
    mos. from date of issue
4. Clear copy of 2 valid IDs plus 3 specimen signatures
5. Latest residential utility bill under your name

SELF-EMPLOYED (BUSINESS)

1. Latest 2 years ITR with audited financial statements
2. Latest 6 months bank statements
3. Latest 3 mos credit card bill statements
4. Clear copy of 2 valid ids plus 3 specimen signatures
5. Updated Business / Mayor's permit , DTI
6. Business Registration
7. Latest Residential utility bill ( Meralco, Phone, water)
8. List of Customers and Suppliers with contact Persons/ Telephone No.

 Application Form : http://www.docstoc.com/docs/20569601/Maybank-Application-Form


 STANDARD CHARTERED BANK CREDIT EXTRA
The only Personal Loan that comes with a Credit Card with no annual fees during the life of the loan.

APPLICATION REQUIREMENTS:

1. 21 to 64 years of age.
2. Minimum gross annual income of PHP 180,000.00.
3. With home and office landline.
4. Have an existing credit card with other bank


REQUIREMENTS TO SUBMIT:

EMPLOYED
- Filled-out application form
- Photocopy of latest ITR/W2 Form
- 2 Valid ID with 3 specimen signatures


*SELF-EMPLOYED
- Photocopy of DTI and  Certificate of Business Registration
- Photocopy of latest Audited Financial Statement/s
- Photocopy of latest 2 mos Credit Card Statement
- 3 months bank statement

Application Form?? Click here---->

http://3.bp.blogspot.com/_K6D6bt4v9Sw/SbxzbTB7CHI/AAAAAAAAAxg/-isiwIkrZo0/s1600-h/EZ-Loan-Application-Form.jpg

 

___________________________________________________________________________

STERLING BANK of ASIA

Gives you a new light . . .

 

Avail of a PERSONAL SALARY LOAN

P50,000 to 1 MILLION

As Low as 1.4% interest/month

 

QUALIFICATIONS

Must be a Filipino 23 to 55 years old and employed

Must be earning at least P20,000 and up per month

Must be at least a level 1 officer (supervisor)

 

REQUIREMENTS

Employees

1. Latest W2 (Form 2316)

2. Latest 1 month payslip 

3.Certificate of Employment and Compensation

(COE) not older than 3 mos. old from date of issue

4. Latest residential utility bill under applicant's name

5. Latest 3 mos. credit card bill

6. Clear copy of 2 valid IDs  with 3 specimen signatures


Self-Employed
1. Latest 2 yrs. ITR  1701 with Audited Financial Statement
2. Latest 6 mos. bank statements
3. Latest 3 mos. credit card bill OR proof of existing loan from other banks or institution
4. Clear copy of 2 valid IDs (front and back)
5. Mayor's Permit
6. DTI registration paper                           

7.Latest Residential Utility Bill

 

APPLICATION FORM? Click this http://www.sterlingbankasia.com/images/Individual%20Loan%20Application-SBA_2009.pdf

 

 


STERLING BANK OF ASIA
(WOMEN'S PERSONAL LOAN)

TARGET MARKET : FEMALE
MIN LOANABLE AMT. : 10,000.00
MAX LOANABLE AMT. : OPEN
TERM : 3MOS. 
     : 24MOS.
     : 36MOS. (FOR TOP CORP 7000)
IF RENTING (RESIDENCE) MAXIMUM OF 12 MOS.

INTEREST RATE : 2% PER MONTH FOR BORROWERS EARNING MONTHLY GROSS 8K - 14K
             : 1.4% PER MONTH FOR BORROWERS EARNING MONTHLY 15K - UP
             : 1.5% PER MONTH - 36 MONTHS LOAN TERM
PROCESSING FEE : LOAN AMT. 10K - 20K= 800Php
                           21K - 30K= 1,200Php
                           31K - UP= 1,500Php 

LOAN PROCEEDS : CASH CARD         
MODE OF PAYMENT :PDC
ELIGIBLE BORROWERS : FILIPINO CITIZEN
                     SALARIED
                     SELF-EMPLOYED

AGE : 21-60YEARS OLD (UPON LOAN APPLICATION)
INCOME CAPACITY : COMMISSIONS WILL NOT BE COUNTED AS PART OF INCOME
                  MINIMUM GROSS MONTHLY INCOME SHOULD BE 8,000.00Php
EMPLOYMENT STATUS : PERMANENT AND REGULAR (AT LEAST 6 MOS. WORK TENURE)
                    FOR SELF-EMPLOYED, BUSINESS MUST BE OPERATIONAL FOR AT LEAST 3YRS

REQUIREMENTS:
FOR EMPLOYEES
1. COMPLETE FILLED UP APPLICATION FORM
2. 1 GOV'T ID AND 1 COMPANY ID
3. LATEST 1 MONTH PAYSLIP
4. LATEST ITR 2316
5. LATEST 1 MONTH UTILITY BILL (MERALCO, PLDT, GLOBE, SMART, ETC.)

FOR SELF-EMPLOYED
1. COMPLETE FILLED UP APPLICATION FORM
2. 2 GOVERNMENT ID
3. BUSINESS PERMIT (MAYORS OR DTI)
4. LATEST ITR 1701 W/ AUDITED FINANCIAL STATEMENT
5. 6MOS BANK STATEMENT
6. LATEST 1 MONTH UTILITY BILL (MERALCO, PLDT, GLOBE, SMART, ETC.)
7. 2 CHARACTER REFERENCES
 


 

_________________________________________________________________________

PSBank Money Card  

 

 

Product Features
Credit Facility Revolving Credit Line and Fixed Term Loan
Loan Amount up to PhP250,000
Loan Term 24 or 36 months
Minimum Monthly Repayment 5% of the Total Amount Due of Revolving Loan availments or Interest Due or PhP500, whichever is higher + monthly amortization of the Installment Loan Availments.
Interest Rate

2.5% interest rate for the Revolving Loan; 1.75% add-on rate for the Fixed Term Loan.

Form of Payment
  • Over-the-counter at any PSBank branch nationwide
  • PSBank, Metrobank, and BancNet ATMs nationwide for clients who have deposit accounts in these banks 
  • Via PSBank Remote Banking for enrolled and activated PSBank accounts
  • Client-initiated deduction/debit from PSBank deposit account only

  • Accessibility
  • Revolving Credit facility may be availed of from PSBank, Metrobank, Megalink, Expressnet, and BancNet networks nationwide and Maestro-Cirrus ATMs worldwide Term Loan facility may only be availed of from any PSBank ATM
  • BancNet Point-of-Sale (as debit card)
  • PSBank Flexi/Money Card Checks

  • Release of ATM Card
  • Delivered via courier to place of work
  • Turn Around Time 5 days
    Annual Fee

    PhP1,500 or 1% of  the approved credit line whichever is higher.

    ATM Service Fee

    PSBank ATMs: PhP20.00

    Metrobank ATMs: PhP22.50

    BancNet, Megalink, ExpressNet ATMs: PhP30.00 per withdrawal; PhP1.00 per balance inquiry

    BDO & Cirrus ATMs: US$3.50 + PhP20.00 per withdrawal; US$1.00 per balance inquiry    

    Credit Line Validity Renewable yearly
    Maximum Withdrawal per day PhP50,000 in all PSBank and Metrobank branches
    Checkbook

    For approved credit lines PhP50,000 and up, clients get one FREE checkbook upon request.

    For approved credit lines less than PhP50,000, clients can request for a checkbook at a standard cost of PhP165.00.

    Statement of Account

    You are advised of your account details via:
    • Paper Statement of Account (delivered to your preferred mailing address)
    • PSBank Remote Banking - Statement of Account in PDF and Loan Account Summary are available for downloading
    • Email

    PSBank Flexi/Money Card Activation Hotline

    You may call Customer Service at (02) 845-8888 anytime, any day.

    ...................................................................................................................................................
    Qualifications
    Citizenship : Filipino
    Residence : Philippines
    Age : At least 22 years old but not older than 54 years old upon line approval
    Source of Income : Employed or self-employed
    Work Tenure : At least 2 years permanent work status with 1 year tenure in current employer if employed or 3 years profitable in the same business if self-employed
    Monthly Income : At least PhP15,000 gross monthly income if employed
    : At least PhP30,000 net monthly income if self-employed
    Others : Must possess an active credit card
    : With residential landline or mobile number, and business landline
    ...................................................................................................................................................
    Documentary Requirements
    • Completely filled out PSBank Flexi/Money Card application form.
    • Photocopy of any of the following identification cards: Company ID, SSS, GSIS, PRC, Driver's License, Passport or TIN (plastic card type), Firearms License, NBI Clearance, Integrated Bar of the Philippines ID.
    • Photocopy of BIR form 2316, 2306, 2307 or 1700 for employed applicants.  Photocopy of BIR form 1701 or 2317 for self-employed applicants and Auditor's Report and Financial Statement with BIR Stamp.
    • Original copy of the latest credit card billing statement (with the client as the PRINCIPAL cardholder).
     
     
    ...................................................................................................................................................
     
    Stretch your budget with BDO Personal Loan!

     

    Enjoy low interest rates, easy payment terms on your financing needs such as:

        • Home Renovation/ Upgrades
        • Tuition/ Education
        • Furniture
        • Appliances/ Electronic Gadgets
        • Vacation/ Travel
        • Balance Transfer/ Debt Consolidation
        • Special Events
        • Health and Wellness
        • Medical Emergencies

    See sample computation for a P50,000 cash loan payable in 24 equal monthly installments:

    Desired Amount

    P50,000.00

    *
    Factor Rate
    (of chosen tenor)

    0.054166667
    =

    Fixed Monthly Amortization

    P2,708.33


        • The computation above will serve as your guide. BDO at its sole discretion, shall determine         the final amount and term to be approved.
        • The computed fixed monthly amortization using the factor rates indicated below may differ         from the monthly amortization computed and generated by the BDO system due to the         rounding-off of the factor rate, which is automated in BDO's system.

    Interest Rate Table

    Tenor
    Factor Rate
    Monthly
    Add-on Rate
    Effective Rate/Annum
    6
    0.179666667
    1.30%
    26.27%
    12
    0.095833333
    1.25%
    26.62%
    18
    0.068055556
    1.25%
    26.75%
    24
    0.054166667
    1.25%
    26.58%
    36
    0.040277778
    1.25%
    25.98%

    *Rates are valid beginning April 27, 2009. Interest rates may be subject to change by Banco de Oro (“BDO”) in accordance with the prevailing market rates for similar transactions and terms

    PRODUCT FEATURES

        • Flexible Loan Amounts
            o Minimum of P10,000
            o Maximum of P500,000
        • Easy Payments Terms
            o Choice of payments in either 6, 12, 18, 24 or 36 months   
        • Fixed Monthly Payments
            o Pay the same amount every month
        • Various Payment Options
        • Convenient Application
            o Submit your application at any of BDO 668 Branches
        • Top-Up Loan Feature
            o Secure and additional Personal Loan equal to or greater (subject to submission of new income            documents) than the original Personal Loan
            o Subject to at least 50% paid up from the original loan term

    MINIMUM APPLICATION REQUIREMENTS

        • Filipino citizen or foreigner residing in the Philippines for more than two (2) years
        • Must be 21 years old at time of application but no more than 70 years old upon maturity
        • Minimum Gross Annual Income
            o P120,000 for SALARIED EMPLOYEES
            o P400,000 for SELF-EMPLOYED/PROFESSIONALS
        • Must have at least one (1) landline at either residence or office
        • Residence or office must be within BDO serviceable area.
        • Additional application requirement for SALARIED EMPLOYEES
            o Must be a permanent employee or at least 1 year tenure with a company.
        • Additional application requirements for SELF-EMPLOYED
            o Must be a sole proprietor or majority part-owner of a company operating for at least 2 years.
        • Additional application requirements for PROFESSIONALS
            o Must be in private practice for at least 1 year.

    DOCUMENT REQUIREMENTS

        • Proof of Income for SALARIED EMPLOYEES
            o Photocopy of the latest BIR Form 2316 or W2 signed by employer’s authorized representative            (MANDATORY) AND
            o Submit ANY ONE of the following:
                • Original copy of Certificate of Employment and Income (COEI) issued in the last three (3)                months indicating status, length of service and breakdown of compensation
                • Photocopy of last full month pay slip

        • Proof of Income for SELF-EMPLOYED/ PROFESSIONALS
            o Photocopy of Registration of Business Name
                •For Single Proprietorship – issued by the DTI (Department of Trade and Industry)
                •For Partnerships – issued by the SEC (Securities and Exchange Commission)
            o Photocopy of latest ITR and W4 with BIR/ Bank Stamp (MANDATORY)
            o Photocopy of lasted Audited Financial Statements for the last two (2) years
            o Photocopy of Bank Statements for the last six (6) months (OPTIONAL)

         • For Resident Foreigners only
            o Copy of Employment Contract or Certificate of Employment
            o Letter from the Embassy (if Embassy Official)
            o Submit photocopy of ANY ONE of the following:
                    -Valid Passport with Resident Visa; OR
                    -Work Permit and valid Visa; OR
                    -Special Investor's Resident Visa and Visas Philippine Economic Zone Authority or        Visa                  with EO226; OR
                    -ACR or ICR or ACR1

    APPLICATION INSTRUCTIONS

        • Completely fill-out and sign on the Personal Loan application form.
        • Submit completely filled-out and signed application form together with complete document        requirements

    FEES AND CHARGES
        • Processing Fee – P1,300
        • Late Payment Fee – 5% of the unpaid installment due or P300, whichever is higher
        • Installment Acceleration Fee – 5% of the outstanding principal balance or P300, whichever is        higher
        • Returned Check Fee – P500 per returned check
        • Credit Card Annual Fee – WAIVED
        • Lost Billing Reminder Card Replacement – P250 per card replacement
        • SOA Reprinting – P100 for every SOA request

     

     


    _____________________________________________________________________________________________________

     

    SECURITY BANK

    Security you can bank on

     

    Qualifications:

    1. At least 21 years old and must not be more than 60 years old upon loan maturity
    2. Filipino citizen
    3. With office or residence landline 
    4. Residence or office is within selected processing service area(within 25km radius from SBC branch)
    5. Regular /Permanent at least six(6) months with current employer
    6. Gross Monthly Income
    • P15,000 for Metro Manila
    • P12,000 for Non Metro Manila


    Requirements:

    • Original signed application form
    • 2 valid ids: gov't and company id (photocopy clear back to back) with 3 specimen signature
    • Latest BIR form 2316
    • Latest 1 month payslip

     

    Tenor

    12 mo.

    18 mo.

    24 mo.

    36 mo.

    Rate/ mo.

    1.39%

    1.49%

    1.59%

    1.69%

     

    Amount

     

     

     

     

    15,000

    1,474

    1,072

    879

    671

    50,000

    4,912

    3,573

    2,929

    2,234

    100,000

    9,824

    7,146

    5,857

    4,468

    300,000

    29,470

    21,437

    17,570

    13,404

    500,000

    49,117

    35,728

    29,284

    22,339

    1,000,000

    98,234

    71,456

    58,567

    44,678

     

     

    Fees and Charges :

    • Processing fee : Php 1,500 ( to be deducted from loan proceeds)
    • Documentary Stamps tax  of P1.00 for every P200 only for loans P250,000 and above
    • Late Payment Fee: 3% of overdue amount or  P500 whichever is higher
    • Early Settlement Fee : 5 % of the remaining principal balance or P500 whichever is higher
    • Returned Check Fee : P500
    • Extension Fee :  P500

     

    RCBC LOAN


    Interest Rate: 1.6%


    Employee:

    ___should be ECH at least 2 years and basic salary is at least 20,000 ( exclusive of allowances and other benefits)

    ___2 valid IDs with 3 specimen signatures

    ___Latest 2 months payslip

    ___COE with Compensation

    ___Latest BIR Form 2316

    ___Latest Utility Bill ( meralco/pldt/water) with residence address ( mandatory)

    ___2 months credit card statements


    Self-Employed:


    ___should be ECH at least 2 years

    ___Existing company at least 5 Years

    ___DTI/ SEC  And latest  Mayor's Permit

    ___Latest 2 years ITR and Financial Statements

    ___Latest In-House Financial Statements

    ___Latest 6 months Bank Statements ( Checking Account)

    ___2 Valid IDs with 3 specimen signatures

    ___Latest Utility Bill ( Meralco, PLDt, Water)

    ___Latest Credit Card Billing statements ( 3 Months)

    ___List of customers and suppliers with contact persons / telephone Nos.

    ___Latest Personal ITR 9 if Corporation)


    EastWest Bank Cash Loan


    Tenor              Add -on rate

    6                         1.49%

    12                       1.49%

    18                        1.59%

    24                        1.59%

    36                        1.69%


    Age : At least 21 years old and must not be more than 65 years old upon loan maturity


    Target Market :

    *Regular/permanent employees of the Top 12,000 corporations or known companies.

    *Carded employed individuals

    *Regular Government employees

    *Self-employed individuals or professionals with valid card reference

    Minimum Income Requirement

    *Gross Monthly Income  of P 15,000 or Annual Income of P180,000


    Location: Either the Employment address or the residence address must be within Greater manila Area

    Tenure

    Employed : Must be Regular/Permanent with current employer for at least 6 months, should have total employment tenure of at least 1 year

    Self-Employed: Business should not belong to the non-targeted business. Applicant must have a valid credit card reference.

    REQUIREMENTS TO SUBMIT:

    Application Form w/ applicant signature – request for application form
    Company ID and 1 Gov’t Issued ID photocopy front and back with 3 specimen signatures
    ITR 2316 yr. 2010 w/ complete signature
    1 month latest pay slip (3mos. might be required)
    Latest Credit card statement usage must not exceed 80% of credit limit
    Clearance for cancelled credit card (if applicable only at least 3 years old settled)

    For Call center / BPO employee agent, team leader, frontliner are NOT ACCEPTED

    Note:

    Applicant with previous application (within 6 mos.) with Eastwest bank credit card or Eastwest bank personal loan will not be process.

    OPEN TO ALL SALARIED INDIVIDUALS (EMPLOYEE)
    High Risk Occupation not qualified

    Requirements:

    2 valid IDs

    ITR 2316

    Payslip

    COE

    Self-employed:

    ITR and AFS

    credit card statements


    The EastWest Bank Personal Loan is an unsecured and non-collateralized consumer loan that is granted to qualified individuals for their personal use. It is payable in fixed equal monthly installments.

    Product Features :

    • −   Multi-Purpose
      • Home Improvement/House/Lot Purchase
      • Car Purchase/Repair
      • Appliance/Furniture Purchase
      • Travel/Vacation
      • Medical Expenses
      • Tuition Fee/School Expenses
      • Credit Card Payment
      • Bills Payment
    •  And much more…

    • −   Low Interest Rates
    • TenorAdd-on Monthly InterestFactor Rate
      6 months1.49%0.1815667
      12 months1.49%0.0982333
      18 months1.59%0.0714556
      24 months1.59%0.0575667
      36 months1.69%0.0446778

      To Compute for the Monthly Installment
      Principal Loan Amount x Factor Rate = Monthly Installment

    • −   Short Processing time (Processing of application will take 3 to 5 banking days.
            Release of loan proceeds to the client will take another 2 banking days)

    • −   No Collateral and Co-Maker needed

    Minimum Loan Amount – Php25,000
    Maximum Loan Amount – Php1 Million

    Release of Loan Proceeds – The bank will release the loan proceeds by issuing a Manager's Check. The client should personally get the check from the head office of EastWest Bank at 37th Floor, PBCom Tower, 6796 Ayala Avenue corner Herrera Street, Salcedo Village, Makati City.

    Mode of Payment – The client shall be required to issue Post-Dated Checks prior to release of his/her loan proceeds.




     

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